Maryland is a state with a beautiful mix of shorelines with sandy dunes and a rich fauna as well as flora that make for a diverse landscape. If you like spending the hot summer weekends on the shoreline doing some of your favorite water activities you surely can in Maryland. Also, you get that magic during the Christmas season when the snow covers the state in a white blanket. The cities of Maryland have something unique that grows more and more people every single year. This along with the economic prosperity of Maryland contributed to the rapid growth of the state and the high median household income is a testimony in that regard. People want to live in Maryland and of the cities that really stand out as a good place to live is Severna Park, MD. For a very long time Severna Park, MD has been one of the undiscovered treasures of the State and it’s beauty really makes it stand out from the rest. The waterway that runs through Severna Park, MD gave birth to some of the exclusive waterfront communities. These communities really stand out because of the mansions and luxurious estates that populate these neighborhoods. Also, the shoreline combined with green areas that lineup with bald cypress makes for a beautiful natural landscape that residents are very proud of. Living in Severna Park, MD might not be accessible to anyone but it is definitely worth living here. The area has plenty of attractions to keep you busy and the amenities are perfect for both families with children and seniors who are looking for a peaceful retirement home. If you are looking to relocate here then start searching for a local realtor in Severna Park, MD, they will help you with all the information you need regarding housing. If you are interested to find out what the best neighborhoods in Severna Park, MD are then look no further because we created a list with some of the best communities below. Berrywood We all know that luxury is expensive and since some of the communities of Severna Park, MD hold bold and opulent estates, all of these aspects impact the housing market. The average home price in Severna Park, MD is quite high and Berrywood is one of the communities where you can expect to see expensive homes. Berrywood is considered to be a premiere water-privileged neighborhood that is located just off the Magothy River on Cattail Creek in Severna Park. The spacious lots that can be found here dating back to the late 1960’s are something to die for and home buyers will find this neighborhood to be well-maintained and quiet. It is just a mile away from the city center where you can find many restaurants and shops lining the streets. The most sought after amenities in a waterfront community are held within this neighborhood, from community pools, boat ramps, a clubhouse, two marinas, and over 60 boat slips, this community has it all. Your kids will be entertained all summer long in many of the playgrounds and sports facilities they offer such as tennis, soccer, basketball, and baseball. Ben Oaks Another community on our list of best waterfront neighborhoods is Ben Oaks on the Severn. This is another secluded enclave that is located alongside the Severn River. Holding about 155 houses this community is unique in the sense that there are no homes built on the waterfront area. This is important especially because it made room for a 61-boat marina, a kayak launch, a boat ramp as well as two tot lots. Also, let’s not forget about the abundance of waterfront community space that gives its residents a sense of freedom and quietness that you rarely can find within a community. Most commonly during the summer, you will probably meet most of your neighbors on Scott’s Pond. This man-made pond is located along a white sandy beach in Ben Oaks and it is one of the main gathering places for residents within the community. It is the perfect spot for a nice evening stroll that finishes on the pond at sunset. Cape Arthur Home to probably one of the nicest beaches on the Magothy River, Cape Arthur is a waterfront neighborhood that locals absolutely love. It is also home to the spectacular Lydia E. Giddings Memorial playground that includes top tier amenities such as playground equipment, basketball court, a tennis court, and open spaces for soccer and lacrosse. The area is also the perfect hang out spot for residents with children throughout the neighborhood. On the shoreline area you can have the perfect beach experience if you are looking for a relaxing day away from your boring daily routine. The amenities featured include a picnic area, boat ramps, storage racks for kayaks and a pier with slips. Cape Arthur is known for being a very active community with frequently organized community events that residents attend to. Also since the community doesn’t have its own pool, most of the locals are members of North Cape Arthur Swim Club where they can have a similar experience. Arundel Plaza This water privileged community consists of 70 homes with friendly residents and a vibrant community. This community has water-access on Cattail Creek, leading to Magothy River. Amenities in the area include boat ramps, boat slips, a pavilion with picnic tables, a fire pit, a playground and a basketball court. Residents in this community really enjoy spending their time either boating, exercising or just hanging out with family or friends around a picnic table. Within the lively community of Arundel Plaza, people are very welcoming and the family-friendly environment makes it deserving of a spot on the list of best waterfront neighborhoods in Severna Park, MD. You will be greeted with a warm welcome and you fall in love with the landscape and all the aspects that make this community so beautiful and welcoming. Conclusion It is hard to describe how amazing some of the communities in Severna Park, MD are, but hopefully, we were able to show you a glimpse of what it's like to live there. The love for water and the environment, in general, motivates residents within these communities to preserve and keep a well-maintained area. Also, locals rejoice in some of their favorite water activities while the amenities and features allow them to enjoy everything at its fullest.
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Welcome to America, a country renowned for its rich and diverse culinary heritage. From coast to coast, American cuisine offers an array of delicious and mouth-watering delights that will tantalize your taste buds. One of the unique aspects of American cuisine is the melting pot of cultures that have influenced it. Over the years, immigrants from all corners of the world have brought their unique food traditions, which have blended with local ingredients and cooking techniques to create a genuinely diverse culinary landscape. Starting on the East Coast, one can indulge in a classic New York-style pizza, a hot dog from a street vendor, or a bagel with cream cheese, all while enjoying the hustle and bustle of the city. Head to the southern states, and you’ll find yourself surrounded by soul food classics like fried chicken, mac and cheese, and collard greens. In the Midwest, a juicy burger and fries await, while in the Pacific Northwest, fresh seafood such as oysters, salmon, and crab are the stars of the show. But America’s culinary delights aren’t just limited to traditional fare. The country has become a global leader in culinary innovation, with a thriving food culture that embraces fusion cuisine and new cooking techniques. From farm-to-table dining to molecular gastronomy, the best American foods constantly push the boundaries of what’s possible in the kitchen. So come along for the ride, and let’s explore America's unique culinary delights. Mouth-watering dishes you need to try Each city and region has its unique character, which is also visible in the food scene. Their mouth-watering dishes will delight your taste buds and make you return for more. Let’s see what the most mouth-watering dishes you need to try are and what makes them unique. New York-style pizza New-York style pizza is arguably the most iconic pizza style in the world. It’s characterized by its large, thin slices, crispy crust, and delicious toppings that are sure to satisfy any pizza lover’s cravings. What makes New York-style pizza so special? It all starts with the dough. It is made with high-gluten flour, which gives it the perfect balance of chewiness and crispiness. The crust is typically hand-tossed and then baked in a hot stone oven to give it the signature crispy texture. But it’s not just the crust that makes New York-style pizza so delicious. It’s also the toppings. From classic pepperoni to fresh veggies and savory meats, there’s a topping combination for everyone. And let’s not forget about the cheese. New York-style pizza is typically topped with a generous amount of mozzarella cheese, which melts perfectly over the toppings and creates a gooey, delicious layer of goodness. One of the best things about New-York style pizza is how easy it is to enjoy. You can grab a slice on the go from one of the many street vendors or pizza shops that line the streets of New York City. Or you can sit down with a whole pie and share it with friends and family. The Philly cheesesteakIf you haven’t tried a Philly cheesesteak yet, you’re missing out on one of America’s most iconic sandwiches. This mouth-watering delight is a staple of Philadelphia cuisine, and for a good reason. Picture this: a soft, crusty roll piled high with thin slices of juicy, sizzling steak, sauteed onions, and gooey melted cheese. It’s a simple but delicious combination that packs a punch of flavor with every bite. The history of the Philly cheesesteak dates back to the 1930s when hot dog vendor Pat Olivieri decided to switch things up and cook some sliced beef on his grill. The aroma of the cooked beef and onions caught the attention of a passing taxi driver who asked for a steak sandwich. Olivieri obliged, and the rest is history. Since then, the Philly cheesesteak has become an integral part of the city’s food culture, with countless variations and toppings. Some like it with Cheez Whiz, others with provolone or American cheese. Add peppers, mushrooms, or even jalapenos for an extra kick. Southern baby back ribs If you’re a fan of BBQ, then you know that Southern baby back ribs are the holy grail of smoked meats. These succulent, finger-licking-good ribs are a quintessential Southern dish enjoyed for generations. Southern baby back ribs are made with the best cuts of pork ribs, which are smoked low and slow over hickory or mesquite wood until they’re fall-off-the-bone tender. The meat is then slathered in a tangy BBQ sauce that’s sweet, savory, and slightly spicy, giving it the perfect balance of flavors. But the real secret to making the ideal Southern baby back ribs is in the cooking process. The key is to simmer them over low heat for several hours, which allows the flavors to develop and the meat to become incredibly tender. This slow-cooking process infuses the meat with a deep smoky flavor that can’t be replicated by any other cooking method. Ans the best part? Southern baby back ribs are incredibly versatile. They can be served as a main dish or as a delicious addition to a BBQ platter. They’re perfect for summer cookouts, tailgating parties, or a cozy night with family and friends. Mac and cheese Mac and cheese is the ultimate comfort food that never fails to satisfy. With its creamy, cheesy goodness and satisfying texture, it’s no wonder this dish has become a staple in households nationwide. The beauty of mac and cheese lies in its simplicity. All you need is some macaroni, cheese, and a few basic ingredients to create a delicious and comforting meal that everyone can enjoy. Whether cooking for yourself, your family, or a crowd, mac, and cheese is a guaranteed crowd-pleaser that will leave everyone happy and satisfied. You can add your spin to the dish by incorporating different cheeses, spices, or vegetables. Want to make it healthier? Swap the white pasta for whole wheat and add some broccoli or spinach. Feeling fancy? Add in some truffle oil or lobster for a decadent twist. No matter how you choose to enjoy it, mac and cheese is a timeless classic that will never go out of style. So next time you need comfort food, whip up a batch of this creamy, cheesy goodness and let mac and cheese magic work wonders. Tacos
Are you tight on your budget and feel that time works against you? Do you prefer doing business without as many extra costs and hassle as possible? If your answer is a positive yes, then we have excellent news! We have found an unconventional solution that eliminates unnecessary extra costs and go-between fees. In the meantime, it buys you precious time.
Beginnings are always tricky - How do you go about buying a home? Suppose you’re fed up with your current rent and want to dip your toes into homeownership. So, you begin entertaining the idea of financing a home in 2023. However, you suddenly realize that you (somehow) amassed a bad credit score that reduces your chances of getting a conventional bank loan to zero. You would be surprised how many Americans walk in your shoes. But instead of giving in to despair, we suggest you go about alternatives to buying a house with lousy credit. And one of the trendiest ways to purchase a home (but we should warn you upfront that it is not without its own hazards) is seller, creative, or owner financing. Owner financing 101The rules of owner financing apply as much to buying or investing in real estate as to any other business. The gist is that you establish a business rapport with the seller instead of applying for a mortgage loan lender. Before we help you locate owner-financed properties in your area, let’s explore their pros and cons! Which are the outstanding perks of doing business with owner financing?Taking a first look at how owner financing works helps you realize you can come to flexible terms with the owner instead of dealing with a traditional lending institution. Thus, you can negotiate the interest rate, down payment, and repayment agenda. Secondly, you can considerably cut your closing expenses since you won’t have to pay the standard fees a bank loan application charges. Thirdly, since no bank or loan broker evaluates your mortgage eligibility, you can close indefinitely faster (and cheaper.) Be aware of the dark side of owner financing!Don’t get carried away by the owner financing’s short-term advantages, though! Essentially, the money you save in the short run, you make up for it in time. Sellers know the risk they expose themselves to when choosing owner financing. For instance, you can default, and they end up with potentially huge property renovation costs. For this reason, they will (presumably) charge you a higher interest rate than a bank would. Secondly, you must prepare for a so-called balloon payment, the final sum of your loan repayment due in six to ten years (depending on contract terms.) Suppose you can’t finance that lump sum. Then, you risk losing all the money you have invested in the project up to that point. How to track down owner-financed homes in your neighborhood?Now that we have established the meaning of owner financing let’s dive deep into creative ways and strategies to find properties closer to you than you’d expect! Reach out to your friendly local realtor!Licensed and expert local real estate agents are updated with new properties listed on the market. For this reason, they also have access to owner-financed homes for sale. So, once a seller decides to offer their asset with creative financing, your local realtor will know and pass the information on to the interested buyer or investor. Besides, they may personally know homeowners willing to do a seller-financed transaction without it ever being listed. But their assistance doesn’t end there! They can negotiate a better interest rate and more advantageous terms in general. You can visit real estate listing sites that feature seller-financed homes or multiple-listing-service websites. You’ll find this criterion in the property description. However, not all US counties offer access to MLS sites only to real estate agents. Do your own personal research!The main point here is to limit your research to paid-off houses. So there should be no mortgages, debts, or liens left behind and weighing down on the property. Look into inherited properties or find burn-out landlords!Older homes or inherited properties (whose current owners live elsewhere) stand a better chance of being paid off. Note that newer constructions might be in foreclosure, significantly complicating your situation. Besides inherited assets, you can find landlords who suffer from the fatigue of leasing their property and finding or dealing with new tenants. We recommend you start your research in US cities where it’s worth being a landlord. Another extreme instance is trying your luck with landlords who had tenants recently evicted. How to go about finding public eviction records? It would help if you started at your local courthouse or the appropriate court website. These two cases present mutually beneficial scenarios for both parties involved. A neglected house’s proprietor can be open to owner financing.While driving through your neighborhood, you can search for neglected homes and vacant or run-down properties. Why do we recommend dilapidated houses? Because the owner might sell the property as is. Since they have no interest in moving in or investing a substantial sum in a property face-lift, they may be willing to sell it with owner financing. Also, property tax payments can be a drag for them. Millennials owning a second homeBeing a bachelor sure has countless perks, and your housing needs aren’t that sophisticated. A two-bedroom and one-bathroom condo will suffice. However, once a spouse moves in, and a child is born, your space requirements suddenly become emphatic. You move out and buy a big house with plenty of room. What happens with the first, smaller home? If you don’t sell it instantaneously, you become a (passive) landowner. Suppose you don’t want to go through the hassle of renting out your first co-op, townhouse, or condominium. Then, the chances are that you are prone to an owner-financing negotiation with a potential buyer. Social media can help you find owner-financed real estate.You can look after the original owner in the county property records. Or you can track it on trending social media platforms, for example, Facebook. We also advise you to join neighborhood communities and real estate groups featuring buyers and sellers. Someone will eventually recognize the property you are searching for and provide valuable updates. Then, you can contact the owner and see whether they are open to seller financing. This method is free of charge and takes a little energy and time on your behalf. Rarely, if you’re lucky, you can stumble upon a “For Sale by Owner” sign. Then, you can contact the seller directly and inquire about owner financing. Here is a valuable tip for you. A buyer’s market facilitates this financing because owners don’t find buyers quickly. For this reason, properties can stand for a more extended period on the market. As time passes, their owners may lose patience and can sign an owner-financed agreement with you. ConclusionUndeniably, owner financing can benefit first-time homebuyers and real estate investors. A direct and flexible relationship between the seller and buyer facilitates the negotiation of better terms. You can find seller-financed properties through a professional agent. Secondly, you can do research online by browsing MLS websites. Thirdly, you can explore the neighborhood you wish to buy real estate personally. It would be best to focus your attention on ignored, dilapidated, or forlorn properties, the owner of which obviously doesn’t care about keeping the house in good shape. In addition, you might want to find inherited homes, the heirs of which don’t want to hold onto their inheritance. Another route is searching for tired landlords who don’t want to do anything with leasing their property. Happy hunting! |
Theresa Hus
Theresa Hus is a member of the content team at The OFFICIAL Real Estate Agent Directory®, producing countless informative and trendy real estate articles for RealEstateAgent.com and its many outlets. Archives
March 2024
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